If your store brings in decent traffic but your conversion rate hovers around 1.2%, you’re not alone. Most brands between $500K and $5M per year hit the same ceiling. Not because of bad products. Not because of bad ads. It’s almost always the checkout.
I call it the silent profit killer. One client of ours on Shopify was losing an estimated $127K per year because of three tiny issues on their checkout that no one had noticed. Three. Fixing them took 45 minutes. Their conversion rate jumped from 2.4% to 3.4% within seven days.
You can’t scale paid traffic if people are leaking out at the exact moment you want them to buy. So let’s walk through the seven checkout elements that destroy conversions, how to fix them, and what kind of results these changes usually create.
Grab a coffee. This is exactly the conversation I have with clients doing $500K–$5M per year who want to break through the growth plateau.
1. Surprise Fees and Shipping Costs That Punch the Customer in the Face
Nothing kills intent faster than a customer adding a $38 product to cart then seeing a total of $53.74 on the checkout page. It feels like a bait and switch. Even if it’s not.
You’ve probably felt this yourself. You browse. You click. You like. Then you get to checkout and the price jumps. Gone.
The Fix
Don’t hide fees. Don’t delay shipping cost visibility. Your customer should know their total as early as possible. On Shopify, you can show estimated shipping directly on the product page using apps or a simple custom shipping estimator that pulls from your most common shipping rate.
You can also bundle shipping into product pricing and offer free shipping over a threshold. If your AOV is around $45, set the threshold at $55. It works.
2. Overwhelming Checkout Fields That Look Like a Mortgage Application
A good checkout feels effortless. A bad one feels like paperwork. I once audited a store with 23 required fields before payment. Twenty-three. It was a miracle anyone bought anything.
Every additional field adds friction. Users drop when the mental load feels disproportionate to the purchase.
The Fix
Strip your checkout to the essentials. If you’re on Shopify, you can’t always remove every field, but you can reduce them:
- Disable unnecessary company name fields
- Remove second address lines unless your customer base actually needs them
- Combine first and last name into one field with a regex split after submission
- Don’t ask for a phone number unless your carrier requires it
- Remove sales tax ID fields unless you’re B2B
3. Slow Load Times on Checkout That Kill Mobile Conversions
Speed matters everywhere, but speed is oxygen at checkout. If the page hesitates even half a second, conversion tanks. Mobile users are impatient. They’re also distracted, low bandwidth, and quick to close a tab.
I worked with a clothing brand whose checkout took 3.7 seconds to load due to a tracking script that fired three times. I disabled that script for checkout only.
The Fix
Measure your checkout load time using Chrome Lighthouse or Speedcurve. On Shopify, remove unnecessary apps that inject scripts into every page. You can conditionally load scripts using a small Liquid conditional:
<script src="tracking-script.js"></script>
Also compress all checkout logo files. Most brands upload 400kb logos without realizing it.
4. Payment Options That Don’t Match Customer Behavior
Not offering Shop Pay installments is a mistake. So is offering only PayPal. Buyers want flexibility. They also want trust. If someone reaches checkout and doesn’t see their preferred payment method, they bounce fast.
The Fix
Offer the big four payment methods:
- Shop Pay — fast checkout with saved info
- PayPal — trust signal for older demographics
- Apple Pay — essential for mobile
- Main card processor — Stripe, etc.
If you’re in a niche with younger audiences, add Afterpay or Affirm. If your AOV is above $80, test Shop Pay Installments messaging above the fold.
5. Lack of Trust Signals at the Exact Moment Trust Matters Most
People don’t trust easily during checkout. They worry about fraud, data safety, shipping reliability, and returns. They need reassurance.
Most brands bury trust badges at the bottom of the page or use outdated ones that look like clip art from 2009. These erode trust instead of earning it.
The Fix
Use simple, clean trust statements. No badge farms. Add a small line under payment information that reads “Secure checkout powered by Shopify”. Add an icon for free returns, shipping guarantees, or customer support hours. Keep it tidy.
6. Forcing Account Creation Before Purchase
I can’t say this plainly enough. Forced account creation is checkout suicide. Unless you’re Nike or Sephora, your customer doesn’t want to “create an account” before buying lip balm or dog treats.
One brand we worked with had account creation enabled by accident. They wondered why only 52% of people ever reached the payment screen. Fixing this took two clicks.
The Fix
Enable guest checkout. Offer account creation after purchase by pre-filling data and making it a one-tap action. Use Klaviyo to send a post-purchase email that lets them activate their account in one click.
7. Distractions on Checkout That Pull Focus Away From the Buy Button
Your checkout is not a marketing page. It’s a finish line. Too many brands clutter it with banners, pop-ups, announcements, product carousels, and “complete the look” sections. These destroy focus.
Every distraction introduces a new decision point. And more decisions = reduced conversions.
The Fix
Remove pop-ups. Remove carousels. Remove sticky bars. Keep checkout a single path. If you want an upsell, use a post-purchase one-click upsell tool instead.
Quick Win Checklist You Can Do Today
- Show shipping costs or a free shipping threshold before checkout
- Remove at least two unnecessary checkout fields
- Disable any tracking scripts on checkout
- Add Apple Pay, Google Pay, and Shop Pay Installments
- Add three clean trust statements under payment info
- Disable forced account creation
- Remove every popup or promotional element from checkout
The Bigger Problem This Reveals
Checkout issues are usually symptoms. If your checkout has problems, your product pages probably have friction too. Your navigation. Your cart drawer. Your mobile layout. The brands that scale past $5M start solving friction systematically, not reactively.
You don’t need a whole redesign. But you do need an expert who can diagnose your leaks and fix them without breaking your theme or slowing your store.
Your checkout is not a design element. It’s a revenue engine.
You’d be shocked how many brands spend $20K per month on ads but have never once done a checkout audit. The money is already on the table. You just need to stop losing it.